A Deep Dive into Allianz Travel Insurance: What You Need to Know

Allianz Travel Insurance is a well-known name in the travel insurance industry. The company offers a multitude of options for travelers, whether you’re going on a family vacation, a business trip, or an adventure tour. In this deep dive, we’ll explore what Allianz Travel Insurance has to offer, how to compare its plans, and what benefits it provides for travelers.

Allianz Travel Insurance Plans

Allianz Travel Insurance offers four plans that cover different types of travel. The plans are the OneTrip Basic, the OneTrip Prime, the OneTrip Premier, and the AllTrips Premier. Depending on the level of protection you need and your trip duration, each plan can be customized to suit your needs. The OneTrip Basic plan is the most affordable option, which covers trip cancellations, interruptions, and delays. The OneTrip Prime plan covers essentials, such as medical emergencies, emergency transportation, and the cost of lost or stolen luggage. The OneTrip Premier plan adds coverage for rental car damage, identity theft, and trip interruption due to terrorism. The AllTrips Premier plan is the most comprehensive option, which covers all of the above plus other benefits like pre-existing medical condition coverage and extreme sports coverage.

Travel Insurance Underwriter

Allianz Travel Insurance partners with Allianz Global Assistance to provide its travel insurance plans. Allianz Global Assistance has been in the travel insurance industry for over 30 years, serving more than 40 million customers worldwide. Allianz Global Assistance is one of the largest travel insurance underwriters in the world, and the underwriter of choice for many leading travel companies.

Comparison Tool

Allianz Travel Insurance offers a comparison tool on its website, which helps travelers find the right plan for their needs. The tool allows users to compare the benefits, deductibles, and coverage limits of each plan side by side. The tool is easy to use and helps travelers make informed decisions when choosing a travel insurance plan.

Coverage Limits

Allianz Travel Insurance has different coverage limits for each plan. The OneTrip Basic plan has a coverage limit of up to $10,000 for trip cancellations and up to $150 for delayed bags. The OneTrip Prime plan has a coverage limit of up to $100,000 for emergency medical expenses and up to $1,000 for travel delays. The OneTrip Premier plan has a coverage limit of up to $100,000 for emergency medical expenses and up to $1,600 for rental car damage. The AllTrips Premier plan has a coverage limit of up to $50,000 for emergency medical expenses and up to $3,000 for lost or stolen baggage.

Benefits

Allianz Travel Insurance offers several benefits to its customers. Some of the benefits include 24/7 customer service, emergency travel assistance, and a trip cancellation waiver. The company also offers concierge services to help travelers with things like making restaurant reservations, booking tours, and finding local attractions.

Allianz Travel Insurance App

Allianz Travel Insurance has an app that is available for both Android and Apple devices. The app allows travelers to access their policy information, contact customer service, and file a claim while on the go. The app is easy to use and provides travelers with peace of mind while traveling.

Customer Reviews

Allianz Travel Insurance has received mixed reviews from customers. Some customers have had positive experiences with the company and praised its customer service and reasonable rates. However, some customers have had negative experiences with Allianz Travel Insurance, citing issues with claim processing and denied claims.

Conclusion

Allianz Travel Insurance is an established player in the travel insurance industry, offering a range of plans and benefits for travelers. The company’s comparison tool and easy-to-use app make it easy for travelers to find and manage their coverage. However, the company’s mixed reviews highlight the importance of researching travel insurance companies before making a decision. It is always a good idea for travelers to compare rates and read customer reviews to make an informed decision.